# hEarn: Earn on Haven1

**Direct link:** <https://portal.haven1.org/earn>

> To use Earn (or any Haven1 dApp) you **must**:
>
> 1. Complete KYC → receive your non-transferable **hPassport**.
> 2. Connect the same wallet when interacting with Earn.

***

#### 1 What is Earn?

Earn is Haven1’s in-house gateway to yield opportunities spanning:

* **DeFi liquidity** (at launch)
* **Real-World Assets (RWA)** & other on-chain income streams (coming soon)

At launch, Earn offers **single-asset liquidity vaults** that supply capital to **hSwap**, Haven1’s native DEX.\
No need to manage 50 : 50 ratios—the vault auto-balances for you.

***

#### 2 Current Vault Line-up (launch cohort)

<table><thead><tr><th>Vault #</th><th>Deposit Token</th><th width="163.32421875">Underlying LP Pool</th><th>Auditor / Builder</th><th>Status</th></tr></thead><tbody><tr><td>1</td><td>H1</td><td>H1 ↔ hUSDC</td><td>Ichi</td><td>Live</td></tr><tr><td>2</td><td>hUSDC</td><td>H1 ↔ hUSDC</td><td>Ichi</td><td>Live</td></tr><tr><td>3</td><td>cbBTC</td><td>CBBTC ↔ hUSDC</td><td>Ichi</td><td>Live</td></tr><tr><td>4</td><td>hUSDC</td><td>CBBTC ↔ hUSDC</td><td>Ichi</td><td>Live</td></tr><tr><td>5</td><td>hETH</td><td>hETH ↔ hUSDC</td><td>Ichi</td><td>Live</td></tr><tr><td>6</td><td>hUSDC</td><td>hETH ↔ hUSDC</td><td>Ichi</td><td>Live</td></tr><tr><td>7</td><td>hsETH</td><td>hsETH ↔ hUSDC</td><td>Ichi</td><td>Live</td></tr><tr><td>8</td><td>hUSDC</td><td>hsETH ↔ hUSDC</td><td>Ichi</td><td>Live</td></tr></tbody></table>

*All vaults auto-rebalance within a tight price range to minimise drift.*

***

#### 3 Reward Mechanics

| Term                       | What it Means?                                                                  |
| -------------------------- | ------------------------------------------------------------------------------- |
| **APR (Annual % Rewards)** | Projected annual token amount paid over the next 7 days relative to current TVL |
| **APY (Annual % Yield)**   | Annualised %, **assuming you harvest & compound weekly**                        |

> Example:\
> \&#xNAN;*Rewards paid in **H1.** You deposit **HUSDC***\
> • If H1 ↑ versus hUSDC → APR ↑\
> • If H1 ↓ versus hUSDC → APR ↓

***

#### 4 Risk Corner

1. **Impermanent Loss (IL)**\
   \&#xNAN;*Providing liquidity between a stablecoin & a volatile asset exposes you to IL if prices diverge.*\
   The vault’s ranged market-making reduces but does **not** eliminate IL, and rewards may or may not offset it.
2. **Price-Slippage on Entry**\
   \&#xNAN;*Single-asset deposits are swapped into both pool assets over time.*\
   Large one-sided deposits in thin liquidity may sit idle (earning nothing) or get executed at less-favourable prices.
3. **Reward Volatility**\
   \&#xNAN;*Weekly top-ups & token-price movements mean APY is a moving target.*
4. **Smart-contract & Protocol Risk**\
   All vaults are audited (see Security docs), but risk can never be zero.

> **Investors should evaluate these factors carefully before depositing.**

***

#### 5 Roadmap

* **More Builders:** Additional single on multi asset vaults from third-party strategists with diff
* **hLend Vaults:** Fixed-income & structured-yield products.
* **RWA Pools:** Tokenised T-bills, private credit, real-estate notes, etc.

Stay tuned in Discord and on X (@[Haven1Official](https://x.com/Haven1official)) for new vault launches.

***

#### 6 How to Get Started

1. **KYC & hPassport**: Complete the flow at <https://portal.haven1.org/signup>
2. **Bridge Funds (if needed)**: Use the Haven1 bridge to move assets on-chain.
3. **Pick a Vault**: Compare APYs, check pool balance, choose your preferred token
4. **Deposit and Stake**: Approve the vault contract and confirm the transaction. In next txs, approve and deposit vault receipt token into staking pools to earn rewards
5. **Monitor & Harvest**: Claim rewards whenever you like; weekly is assumed in APY. You will pay 20 H1 in fees to claim rewards


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